SR-22 & FR-44 Filing by State (2026)

After a serious driving violation, most states make you file an SR-22 to reinstate your license. Two states use the stricter FR-44, and eight skip the form entirely. Here is the full 50-state (plus D.C.) map.

By Alice Zhang · August 2026 · checked against the sources cited on this page

Last updated: August 2026Reviewed by the InsurTool editorial teamAbout InsurTool
41
SR-22 required
2
FR-44 (FL, VA)
8
No SR-22 form

What is an SR-22 — and what is an FR-44?

An SR-22 is not a policy; it is a certificate your insurer files with the state confirming you carry at least the legally required liability coverage. An FR-44 is the same idea but with much higher limits, required only in Florida and Virginia after DUI-related convictions. Florida's FR-44 requires $100,000 / $300,000 / $50,000 (per person / per accident / property damage) under Florida Statutes 324.023; Virginia's FR-44 requires $100,000 / $200,000 / $50,000 on policies issued or renewed on or after January 1, 2025 (Virginia DMV). Most filings last three years (Connecticut and North Dakota: one year), and a lapse restarts the clock.

StateFiling requirement (2026)
AlabamaSR-22 required
AlaskaSR-22 required
ArizonaSR-22 required
ArkansasSR-22 required
CaliforniaSR-22 required
ColoradoSR-22 required
ConnecticutSR-22 required
DelawareNo SR-22 form
District of ColumbiaSR-22 required
FloridaFR-44 (also SR-22)
GeorgiaSR-22 required
HawaiiSR-22 required
IdahoSR-22 required
IllinoisSR-22 required
IndianaSR-22 required
IowaSR-22 required
KansasSR-22 required
KentuckyNo SR-22 form
LouisianaSR-22 required
MaineSR-22 required
MarylandSR-22 required
MassachusettsSR-22 required
MichiganSR-22 required
MinnesotaNo SR-22 form
MississippiSR-22 required
MissouriSR-22 required
MontanaSR-22 required
NebraskaSR-22 required
NevadaSR-22 required
New HampshireSR-22 required
New JerseySR-22 required
New MexicoNo SR-22 form
New YorkNo SR-22 form
North CarolinaNo SR-22 form
North DakotaSR-22 required
OhioSR-22 required
OklahomaNo SR-22 form
OregonSR-22 required
PennsylvaniaNo SR-22 form
Rhode IslandSR-22 required
South CarolinaSR-22 required
South DakotaSR-22 required
TennesseeSR-22 required
TexasSR-22 required
UtahSR-22 required
VermontSR-22 required
VirginiaFR-44 (also SR-22)
WashingtonSR-22 required
West VirginiaSR-22 required
WisconsinSR-22 required
WyomingSR-22 required

Sources: state DMVs; Florida Statutes 324.023; Virginia DMV FR-44; MoneyGeek and carinsurance.com 2026 SR-22 state lists. Retrieved 2026-08-11. A few sources also list Mississippi or Rhode Island as "no SR-22" — the mainstream 2026 consensus places both in the SR-22-required group. Always confirm with your state DMV.

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Educational information only — not insurance, financial, or legal advice. Confirm filing rules and durations with your state DMV. See ourfull disclaimer.

InsurTool·Reviewed by Alice Zhang

Figures on this page are compiled by the InsurTool editorial team from NAIC and state Department of Insurance publications, the Insurance Information Institute, and carrier methodology disclosures. Every figure is checked against its cited source before publication; anything unverified is labelled as an estimate or left out. InsurTool is an educational resource — not insurance, brokerage, or financial advice.

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